Category Archives: Mortgage Rates

Mortgage Rate Changes

For the second time in the past couple of weeks we are seeing variable rate mortgages go up. Although the prime has not gone up, the cost to lenders for these products has gone up which has caused the discount … Continue reading

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Don’t be afraid to leave your bank for a better rate

Are the banks doing an incredible job of retaining customers or are Canadians just too lazy to shop around when renewing their mortgages? One finding of a survey by Canada Mortgage and Housing Corp. released this week was that 89% … Continue reading

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For best mortgage deal, move to B.C.

Mortgage rates are near all-time lows but for the best deal, move to British Columbia. The province has Canada’s most expensive housing but its residents are getting rockbottom rates thanks to a ferocious battle between B.C.’s credit unions and the … Continue reading

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TD raising mortgage rates to reflect borrowing cost

TORONTO — TD Canada Trust (TSX:TD) is raising most of its fixed-term mortgage rates, a move that reflects the bank’s increased cost of funds on bond markets. TD says the biggest increases will be for mortgages with terms of five … Continue reading

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Interest rate expectations fade

OTTAWA — Expectations for a mid-year Canadian rate hike are being pushed back by global turmoil, weak inflation and the possibility of a federal election, analysts said Monday. “Recent global events have loosened the market’s expectations for tighter monetary policy … Continue reading

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More Canadian banks cut mortgage rates

More of Canada’s biggest banks slashed their residential mortgage rates Wednesday, a day after Royal Bank of Canada started the latest round of cuts. Toronto-Dominion Bank cut its four-, five-, seven- and 10-year fixed rate mortgages to 4.99% (-0.15%), 5.34% … Continue reading

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Royal Bank cuts mortgage rates

The Royal Bank of Canada slashed residential mortgage rates by as much as 20 basis points on several of its offerings Tuesday. The bank’s special closed four- and five-year fixed rate offers have both been cut to 4.19%, a 15 … Continue reading

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Flaherty warns of even higher mortgage rates

OTTAWA — Interest rates are going up, and the federal finance minister says he expects them to rise even more. The Royal Bank increased several of its posted and special mortgage rates on Tuesday, joining TD Bank and CIBC. All … Continue reading

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Rate Increase Warning!!

Fixed Rates look to be going up, maybe as much as 1/4%….

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Carney keeps rate at 1%

The Bank of Canada elected to hold its benchmark overnight lending rate steady at one per cent in its latest policy decision on Tuesday. “The global economic recovery is proceeding at a somewhat faster pace than the bank had anticipated, … Continue reading

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